Lead Associate – Regulatory

Requirements of the role

We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you’ll play a key part in protecting consumers, driving economic growth, and shaping the future of UK finance services.

SPC oversees firms and individuals (supervision), creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition). The Retail Banking Directorate oversees supervision and policy for UK retail banking and mortgages, driving better outcomes for consumers including those with vulnerabilities – through firm-specific, sector-wide, and event-driven work, with a strong focus on fairness, affordability, and consumer protection.

Role responsibilities

• Working in partnership with the Manager to (i) plan, prioritise and allocate proactive and reactive work across the team; (ii) take a proactive role in managing, coaching and mentoring junior team members and overseeing their work to ensure timely progress is made to achieve supervisory outcomes (iii) depute for the Manager during periods of absence (iv) and continuously improve internal processes by suggesting and implementing changes that result in better outcomes
• Lead and oversee team operations in a dynamic, fast-paced environment, ensuring high standards in casework and records management, driving performance excellence and directly contributing to regulatory effectiveness and public trust
• Analyse complex business models and strategies to identify key risks of harm, shaping impactful supervisory strategies that protect consumers and strengthen market integrity
• Balance personal delivery with team leadership to achieve supervisory outcomes, aligning with FCA’s strategic priorities and enhancing consumer protection
• Leading engagement with the firms’ senior management on a wide variety of regulatory issues and remediation, diplomatically and assertively; and work cross-functionally within the FCA and with external stakeholders including at the PRA, building strong relationships
• Respond to emerging firm and industry developments with sound judgement across areas like financial crime, tech transformation, and consumer protection. Provide clear, actionable insights that guide internal and external stakeholders through complex challenges

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