Peer-to-Peer (P2P) and Investment-Based Crowdfunding (IBCF) Portfolios Supervision Associate

Requirements of the role

SPC oversees firms and individuals (supervision), creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition). Sitting in the Consumer Investments (CI) directorate, RIPPS supervises four of CI’s six portfolios and leads proactive supervision and financial crime prevention through its specialist teams focused on investment platforms, SIPPs, crowdfunding, Peer to Peer lending, multi-firm reviews and financial crime.

Both portfolios are subject to increasing focus as part of the Government’s growth agenda and the sectors’ links to private credit and equity markets and consequent engagement with the new Public Offer Platform (POP) and Private Intermittent Securities & Capital Exchange System (PISCES) regimes. The role offers exposure to bespoke business models, financial analysis, potential policy development and cross-team collaboration.

Role responsibilities

• Lead cases and projects with clarity and collaboration, enabling well‑reasoned decisions that build trust and deliver meaningful outcomes for firms and consumers
• Manage reactive firm supervision across both portfolios, responding quickly to emerging issues to reduce harm and maintain confidence in the market
• Leverage intelligence, data insights and AI tools to identify risks early, turning complex evidence into strategies that support good consumer and market outcomes
• Review and challenge firms’ risk frameworks and control environments, uncovering weaknesses and informing improvements that build stronger, more resilient governance
• Build positive and constructive relationships with senior leaders, encouraging open dialogue that accelerates progress and raises industry standards
• Collaborate closely with internal teams to share insights and develop specialist knowledge, building team skills and enhancing regulatory impact
• Maintain an active curiosity about sector trends, risks and opportunities, using emerging insights to shape forward‑looking, robust regulatory approaches
• Engage regularly with key firms and stakeholders, gathering intelligence and building networks that increase influence and help deliver fair, effective regulation

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